Warning: Figuralloans does not ask for any surprising fees. You can avail a loan without paying any upfront or other charges.
Loans have forever been a trustworthy source of funds during money crises. They give you a chance to borrow on your responsibility and not to beg others for help. Varied loan types fulfil the relevant needs, while some offer funds for any purpose under the sky.
At Figuralloans, we offer a wide choice of loans to support tough days of bumpy finances in your life. As borrower’s comfort is supreme for us, we provide doorstep loans. Those who want to get cash in hand in the comfort of their home rely on this option. With no paper documentation and a 100% online process, we ensure that we save your precious time. To resolve queries, our customer support teams are actively working 24x7 to offer free advice.
Convenience in repayments is another thing you get. Pay weekly or monthly, and it’s your choice. For us, the significant factor in approving funds is the repayment capacity of the borrower. A regular income and an agreeable debt-income ratio are two good reasons to prove your loan repayment capacity. We aim to create a friendly atmosphere for you. Therefore, all our loan deals and the instalments are personalised. You will never feel a burden on your pocket while paying back.
You not only get funds but also get to know how it works. Ask questions, read things yourself, leave an online query, and do whatever you want to get clear about us and our loan products. If you are in a hurry, read our testimonials, and you will learn why customers are happy with us.
These cash loans in the UK are designed for home delivery of financial assistance.
Loan Amount: £100 - £1,000
Repayment Term : 13 – 52 weeks
Key Eligibility Criteria: Basic affordability assessment
Best Uses: Individuals with no bank account or prefer a face-to-face loan process.
Borrow money by text via instant decision. No guarantor is required.
Loan Amount: £100 - £1,000
Repayment Term : Days to 1 Month
Key Eligibility Criteria: Stable income, and for existing borrowers
Best Uses: Emergency cash needs
These are available for small business funding, but can also be used for larger amounts. These can be secured or unsecured.
Loan Amount: £5,000 - £300,000+
Repayment Term : 12 - 120 months
Key Eligibility Criteria: Business registration, detailed credit check and financial profile
Best Uses: Business expansion, purchasing equipment, paying wages, boosting cash flow
Get money now through a mobile text We bring money to your door Don’t let your business growth stop Money for small but major needs
Do you need fast access to cash? Not to worry, because short-term loans can be availed with no need for collateral. It means these are unsecured loans, but they carry higher interest rates compared to long-term borrowing. Figuralloans makes loans favourable for you by offering only an affordable amount to borrow.
You can apply for a loan online as our process is fully digital and paperless. You only need to provide the basic details, such as personal information, bank details, and an income statement.
The lender will assess your monthly income and overall employment status, and also conduct a soft credit check without harming your credit score.
These are small loans, and therefore, you can borrow between £500 and £5,000.
You can repay a short-term loan over a period of 1 to 12 months. You can pay either weekly or monthly instalments.
We make a loan decision within a few minutes. Our 100% digitised process enables the availability of loans with fast approval and fund transfer within minutes to 24 hours.
Yes, Figuralloans allows you to repay the loan early, which will reduce the interest cost later.
Interest rates will be higher than long-term borrowing. Sometimes, the APR can reach as high as 300%. Here is an example to understand the loan cost better:
| Loan amount | £500 |
| Repayment term | 3 months |
| APR Example | 100% |
| Monthly Installment | £200 |
| Total Repayment Amount | £600 |
We want you to see the other side of the coin. Our existing customers have so much to say about us. Whether it is about business loans or cash loans for bad credit, they have only happy experiences to share. When our borrowers are happy, we realise our worth. Our loan products are available irrespective of employment status, and all credit scores are welcome. Are you also looking for such unconditional financial support? If yes, then it is the right time to apply for funds.
Your loan repayment ability is always sufficient for us to approve your funds. You can call our instant loans by many other names, like quick decision loans, same-day loans, and 15-minute loans with no credit check from direct lenders. When you apply for a loan, you experience things yourself. By the way, we are accessible without any help from brokers. After all, we are direct private lenders in the UK. Read our reviews below to help you understand why we deserve your engagement.
I always felt that loan procedures are boring and lengthy. Even after that, the decision to approve is never certain. But thanks to you, Figuralloans, you have made borrowing so simple. Just prove repayment capacity, and anyone can get funds.
EdwardFrom loan procedures to personalised interest rates and easy repayments, Figuralloans provides an all-inclusive experience. I really believe that direct lending has the strength to change the financial industry. Such a liberal lending atmosphere never lets people compromise on their self-respect and never makes them ask for help.
Jacob
Synonym to responsible lending
I can say Figuralloans knows very well how to do responsible lending. The humble help of the customer support team was precious in helping me understand the best loan option. I could also apply online directly, but I wanted to know the options first. Finally, I borrowed through an instant approval decision and received the money in just two hours. That was indeed an awesome experience.
RebeccaBeing a single parent, I am constantly struggling with financial crises. As a result, I always need money, for which I depend a lot on short-term loans from direct lender. As a result, I keep searching for dependable lending platforms. However, I had bad experiences with loan brokers, who take money but give expensive deals. Thanks to Figuralloans for transparent loan procedures and fee-free advice.
IsabellaI have a poor credit score and was wondering where to get funds with a low rate. I contacted Figuralloans, and they gave me a customised deal despite my bad credit situation. Now, I am repaying on time, and my credit score is improving. I must say the lender is a financial company with high professional standards and morals.
JohnThere are several reasons why most start-up businesses in the UK prefer to approach us directly rather than using brokers. Affordability is the key to availing of our loans through a streamlined application process.
Some of those reasons why start-ups prefer Figuralloans are:
Here is a clear breakdown of why preferring Figuralloans can be beneficial during critical times and when cash flow is tight.
| Features | Figuralloans | Broker |
| Application Process | Direct loans with an online process | Mediator who approaches multiple lenders |
| Speed of loan decision | Instant loan approval | Slower decisions as the broker has to negotiate with lenders first |
| Loan costs | Only interest rates | Broker’s fees, as well as lender’s charges |
| Loan offers | Flexible and tailored, especially designed for start-ups | No responsibility of the brokers, as it depends upon lenders |
| Best for | Instant cash access, lower costs, and transparency | Businesses that can take more time to an appropriate loan offer |
Usually, people ask us if they can apply through mobile and we say yes. After all, online lending is all about usefulways of borrowing money. It comes with following benefits:
